How to Get CAC Certificates in Nigeria

Starting a business in Nigeria requires proper registration, and one of the key documents you need is a CAC Certificate. The Corporate Affairs Commission (CAC) is responsible for business registration and issuing these certificates. Whether you are registering a business name, a limited liability company, or an NGO, a CAC Certificate proves your business is legally recognized.

In this guide, we will walk you through everything you need to know about CAC Certificates, including the types, requirements, registration process, and how to verify them.

What is a CAC Certificate?

A CAC Certificate is an official document issued by the Corporate Affairs Commission of Nigeria after a business or company has been successfully registered. It serves as proof that a business is legally recognized and authorized to operate in Nigeria.

Having a CAC Certificate is essential because it allows you to open a corporate bank account, gain credibility, access government grants, and avoid legal issues.

Types of CAC Certificates

Before applying for a CAC Certificate, it’s important to know the different types available:

Business Name Registration Certificate – For small businesses and sole proprietors.
Company Incorporation Certificate – For private and public limited liability companies.
NGO and Association Registration Certificate – For non-profit organizations, clubs, and religious organizations.
Limited Partnership (LP) and Limited Liability Partnership (LLP) Certificates – For partnerships with shared ownership.

Each type has different requirements and benefits, so ensure you choose the one that best suits your business.

How to get CAC Certificate

To successfully register a business and get a CAC Certificate in Nigeria, you need to meet certain requirements, including:

Proposed business or company name
Business objectives or nature of business
Valid means of identification (National ID, Voter’s Card, International Passport, or Driver’s License)
Residential or business address
Passport photograph of business owners
Shareholders’ details (for companies)
Payment of registration fees

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Step-by-Step Guide to Getting CAC Certificates

If you’re wondering how to register your business and get a CAC Certificate, follow these simple steps:

Step 1: Name Reservation

Visit the CAC online portal (www.cac.gov.ng)
Search for available business names
Reserve your preferred name (if available)

Step 2: Fill the CAC Registration Forms

Provide details about your business
Upload required documents
Select business structure (Business Name, Limited Liability, NGO, etc.)

Step 3: Pay Registration Fees

Make payments online through the CAC portal
Fees vary depending on business type

Step 4: Submit Documents and Application

Upload all necessary documents
Ensure all details are correct before submission

Step 5: Approval and Issuance of CAC Certificate

Once approved, CAC will generate and send your certificate
You can download it from the CAC portal

This process typically takes a few days to a few weeks, depending on the type of business and the accuracy of your submission.

How to Verify a CAC Certificate Online

To confirm the authenticity of a CAC Certificate, follow these steps:

Visit the CAC Public Search Portal
Enter your business name or registration number
Click the search button
Your registered business details will be displayed if the certificate is valid

Verifying your CAC Certificate is crucial to avoid scams and ensure your business is legally recognized.

Common Issues and How to Resolve Them

Sometimes, business owners face issues during registration. Here’s how to solve them:

Name Reservation Rejection

Choose a unique name
Avoid names similar to existing businesses
Add words like “Nigeria” or “Global” to make it distinct

Delays in Certificate Issuance

Ensure all documents are correctly uploaded
Follow up with CAC via email or visit their office

Errors on the Certificate

Contact CAC for corrections
Provide proof of the correct information

Benefits of Having a CAC Certificate

A CAC Certificate is not just a formality; it comes with several advantages:

Legal Recognition: Your business is officially recognized by the Nigerian government.
Corporate Bank Account: You can open a business account with your CAC Certificate.
Access to Loans and Grants: Many financial institutions require CAC registration for funding.
Business Credibility: Customers and partners trust registered businesses more.
Protection from Legal Issues: Running an unregistered business can lead to fines or closure.

FAQs About CAC Certificates

1. How long does it take to get a CAC Certificate?

The process typically takes between 7 to 14 business days. However, delays can occur due to errors in submission or high demand.

2. Can I get a CAC Certificate online?

Yes! The entire CAC registration process can be done online via the CAC portal. Once approved, you can download your certificate.

3. How much does it cost to register a business with CAC?

The cost depends on the type of registration:

Business Name: ₦10,000 – ₦15,000
Limited Liability Company: ₦30,000 and above
NGO/Association: ₦50,000 and above

4. Can I change my business name after getting a CAC Certificate?

Yes, but you will need to apply for a name change through the CAC and pay the necessary fees.

5. What happens if I lose my CAC Certificate?

You can request a replacement by contacting CAC and providing proof of registration.

Final Thoughts on CAC Certificates

Obtaining a CAC Certificate is an essential step in starting and running a business legally in Nigeria. It not only grants legal recognition but also helps in securing loans, building credibility, and avoiding legal troubles.

If you haven’t registered your business yet, take action today! Visit the CAC website, follow the steps outlined above, and secure your business’s future.