Nowadays, financial flexibility is more important than ever. GTBank understands this need and offers Quick Credit, a loan facility designed to provide instant funds without the hassle of collateral or extensive paperwork.
GTBank Quick credit is an innovative loan product that allows both salary earners and self-employed individuals to access funds swiftly. With QuickCredit, customers can borrow amounts ranging from ₦10,000 up to ₦5 million, depending on their eligibility and account history. The loan comes with a competitive interest rate of 1.5% per month and offers flexible repayment periods between 6 to 12 months.
No Collateral Required: Unlike traditional loans, Quick credit does not require any form of collateral, making it accessible to a broader range of customers.
Instant Disbursement: Upon approval, the loan amount is credited to your account immediately, ensuring you have access to funds when you need them most.
Flexible Repayment Terms: Borrowers can choose repayment periods that suit their financial situation, ranging from 6 to 12 months.
How to Apply for GTBank Quick Credit
You can apply for GTBank Quick credit through multiple channels:
USSD Code: Dial 73751*51# on your registered mobile number and follow the prompts to apply.
GTWorld Mobile App: Log in to the GTWorld app, navigate to the ‘Loans’ section, select ‘Quick credit,’ and follow the application steps.
Internet Banking: Access your GTBank internet banking portal, go to the ‘Loans’ section, and apply for Quick credit.
Eligibility Criteria
To qualify for Quick credit, applicants must meet the following requirements:
Salary Earners: Maintain a minimum monthly lodgment of ₦20,000 or earn a net monthly salary of at least ₦10,000.
Account Activity: Have an active GTBank account for a minimum of 12 months.
Credit History: Possess a satisfactory credit report with no unpaid obligations or history of dud cheques.
Age Requirement: Applicants must be between 18 and 59 years old at the time of loan maturity.
How to Repay Your Quick Credit Loan
Repaying your Quick Credit loan is seamless. GTBank will automatically deduct the agreed monthly installment comprising principal and interest from your account on the scheduled repayment dates. This automated process ensures timely repayments and helps maintain a positive credit history.
GTBank’s Quick credit stands out as a reliable and convenient loan option for individuals seeking immediate financial assistance without the burden of collateral.
Its user-friendly application process, swift disbursement, and flexible repayment terms make it an attractive choice for both salary earners and self-employed individuals.
By meeting the eligibility criteria and choosing a suitable repayment plan, customers can effectively manage their financial needs and enjoy the benefits that Quick Credit offers.
