Are you looking for ways to get a Moniepoint ATM card for your business or personal banking? In this guide, you’ll learn how to request, apply for, and receive your Moniepoint ATM card using the Moniepoint Business App or the official request form.
Are you a new user or an existing Moniepoint account holder, this step-by-step guide will walk you through the entire process.
What Is the Moniepoint ATM Card?
The Moniepoint ATM card is a secure debit card issued to account holders on the Moniepoint platform—one of Nigeria’s fastest-growing digital banking and agency banking services. Designed to provide easy access to funds, this card works seamlessly across ATMs, POS terminals, and online payment platforms nationwide.
Unlike regular bank debit cards, the Moniepoint ATM card is tailored for both personal users and business owners (especially Moniepoint agents), offering flexibility and 24/7 access to your funds from virtually anywhere in Nigeria.
Key Features of the Moniepoint ATM Card:
- ATM Withdrawals Nationwide
With the Moniepoint card, you can withdraw money from any ATM in Nigeria, whether or not it’s owned by Moniepoint. - POS Payments
Make instant payments at retail stores, supermarkets, and fuel stations using POS terminals—perfect for everyday transactions. - Online Transactions
Use your card for online shopping, bill payments, mobile data top-ups, and more. It’s compatible with most Nigerian and international payment gateways. - Secure and Protected
The card is chip-and-PIN enabled, offering advanced fraud protection and transaction encryption for your peace of mind. - Linked Directly to Your Moniepoint Account
All transactions reflect instantly on your Moniepoint business or personal account, allowing for real-time monitoring and tracking of your funds. - Available to Both Individuals and Agents
Whether you’re a personal user or a Moniepoint POS agent, you can request and use the card to manage cash flow more efficiently.
By using the Moniepoint ATM card, you eliminate the need to visit a physical bank, reduce transaction delays, and enjoy greater convenience in managing your finances.
See Also: How to Block Moniepoint ATM Card 2025
Requirements to Get a Moniepoint ATM Card
Before applying, ensure you have the following:
- A registered Moniepoint business account
- A smartphone with the Moniepoint Business app installed
- A valid BVN and identification document
- An active phone number and email address
How to Get a Moniepoint ATM Card in 2025
Getting a Moniepoint ATM card is a straightforward process. Follow the steps below to request and receive your Moniepoint ATM card:
1. Download the Moniepoint Business App.
Go to the Google Play Store or Apple App Store and search for “Moniepoint Business.” Download and install the app on your phone.
2. Register or Log In
Open the app and log in using your phone number and password. If you are a new user, complete the registration process and verify your identity (KYC).
3. Access the ATM Card or POS Section
Once you’re logged in, navigate to your dashboard. Look for the “ATM Card” or “POS Terminal” section, depending on the app version.
4. Request for ATM Card
If you see a “Request ATM Card” option:
- Tap it and follow the instructions.
If not:
- Use the official Moniepoint ATM card request form (often linked within the app or on their website).
5. Fill Out the Request Form
You will be asked to provide the following details:
- First and last name
- Phone number
- Email address
- Moniepoint account number (available on your dashboard)
- Number of ATM or POS terminals you need
- Your state of residence
Make sure your details are accurate. This helps Moniepoint process your request faster.
6. Submit the Form and Wait for Confirmation
Once you submit the form, you will be added to a waitlist due to high demand. Moniepoint will notify you via
- SMS
- Phone call
You may be required to make a small payment for card processing or delivery.
How to Find Your Moniepoint Account Number
Knowing your Moniepoint account number is essential for receiving payments, completing online forms, and applying for services like the Moniepoint ATM card or POS machine. Thankfully, Moniepoint makes it easy to access your account number through the mobile app.
Follow These Simple Steps to Find Your Moniepoint Account Number:
- Open the Moniepoint Business App.
Launch the Moniepoint Business app on your mobile device. Make sure you’re logged into your account using your registered phone number and password. - Go to Your Dashboard
After logging in, you’ll be directed to your dashboard. This is the main page where you can view your account balance, transaction history, and other features. - Locate the Account Number Section.
On the dashboard, look for your account information—usually located at the top or center of the screen. Your Moniepoint account number will be clearly displayed here. - Tap the Copy Icon
To make it easy to paste elsewhere, tap the copy icon beside your account number. This will automatically copy the number to your device’s clipboard. - Paste Where Needed
You can now paste your Moniepoint account number into any required form—whether you’re filling out a POS request, sharing with a customer, or setting up online payments.
Why It’s Important to Know Your Moniepoint Account Number:
- To receive customer payments directly into your Moniepoint wallet.
- To apply for financial tools like the Moniepoint POS or ATM card.
- For transaction references when dealing with Moniepoint support or business partners.
- To link your account to third-party platforms for payouts and fund transfers.
Always double-check your account number before sharing or submitting it, especially during registration or official requests.
How Long Does It Take to Get the Moniepoint ATM Card?
Delivery time varies depending on your location and demand. Typically, it can take anywhere from a few days to a couple of weeks. Be patient and monitor your email or SMS for updates.
How Will You Receive the Card?
Your ATM card will be
- Delivered to your registered business address
- Sent through a Moniepoint representative in your area
- Issued after you’ve made any necessary payments
What to Do After Receiving Your Moniepoint ATM Card
Once you get your card:
- Activate it using the Moniepoint app or customer care support.
- Set your PIN and start using the card for ATM, POS, and online transactions.
Frequently Asked Questions
Can I get a Moniepoint card without an account?
No. You must have a registered Moniepoint account to request a card.
Is the Moniepoint ATM card free?
There may be a processing or delivery fee. You’ll be informed during the application process.
Can I use the card for online payments?
Yes. The Moniepoint ATM card works for online shopping, subscriptions, and more.
Conclusion
Getting a Moniepoint ATM card is easy if you follow the correct steps. With it, you can enjoy seamless financial transactions and better control over your business or personal finances.
If you found this guide helpful, consider sharing it with others who might need a Moniepoint card.
